0% intro APR for balance transfer for 18 billing cycles — Transfers made within 60 days qualify for the 0% intro APR offer. You’ll be hard pressed to find a competing credit card that packs in such a long interest-free offer on both purchases and balance transfersstyle=”text-decoration: underline”>. Most cards on the market give you one longer promo offer (either just for purchases or just for balance transfers) at the expense of the other.
0% intro APR for purchases for 18 billing cycles — 18 billing cycles is among the longest 0% intro purchase APRs, making it a lucrative pick to break up the cost of a big purchase into bite-sized monthly payments you can afford.
$0 annual fee — Rounding out BankAmericard® credit card’s collection of zeroes is the yearly cost to own the card.
No penalty APR — It’s common for credit card issuers to slap late-paying cardholders with a raised APR. This one says that a tardy remuneration won’t automatically hike a customer’s APR, so cardholders shouldn’t have a heart attack if they aren’t timely with a payment.
FICO® Score for free — An increasingly common perk in the credit card world, the FICO® Score for free is nevertheless a fine benefit BankAmericard® credit card holders will find useful. The score is updated every billing cycle, and can be accessed in the issuer’s online banking portal, or through its mobile app.
$0 liability guarantee — Bank of America helps to ensure that you (or your family/associates) will be the only entity shopping with the card. The issuer’s $0 liability guarantee covers fraudulent purchases made by bad guys using your digits.
