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Rated 4.5/5 stars by our editorial team
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Your Rating:
3.7/5.0 from 2,805 Offer Ratings
Over the Past 60 Days!
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Over the Past 60 Days!
Get the best of both worlds with this generous card that offers long 0% intro interest on both purchases and balance transfers and rich cash back rewards. Take advantage of 0% intro on purchases for 15 months to give you breathing room to pay down your balance with no interest charges piling up. Or, stop high interest charges with a balance transfer. This card comes with 0% intro on balance transfers for 15 months. The standout feature on this incredible low interest card are the rich cash back rewards. You will earn cash on everything you buy, everywhere. Enjoy a one-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening. Earn an impressive 1.5% cash back on every purchase, every day. Get all this for $0 annual fee.
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Rewards Rate
Unlimited 1.5% Cash Back on every purchase, every day
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Intro APR
0% for 15 Months on Purchases and Balance Transfers
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Cash Back Details
No minimums for redeeming and cash back won’t expire for the life of the account
Highlights
- Click “APPLY NOW” to apply online
- One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won’t expire for the life of the account and there’s no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.74%-25.74% variable APR after that
- 0% intro APR on balance transfers for 15 months; 15.74%-25.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- Pay no annual fee or foreign transaction fees
See additional details for Capital One® Quicksilver® Cash Rewards Credit Card
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Rated 4.5/5 stars by our editorial team
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Your Rating:
3.8/5.0 from 692 Offer Ratings
Over the Past 60 Days!
(692)
Over the Past 60 Days!
If you want a break on interest, check out this new and improved offer. Take advantage of ultra-long intro APR on purchases and balance transfers with this $0 annual fee card. Finance a new purchase with generous 0% Introductory APR on purchases for 18 billing cycles then 14.49% – 24.49% Variable APR. That means no monthly interest charges will pile up during the promo period. Stop paying high interest charges with 0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days then 14.49% – 24.49% Variable APR. That means your payments can go entirely toward reducing your debt for over a year. Regain control over your financial life and put time on your side to pay down debt faster. Unlike some other cards, there is no penalty APR. That means a late payment won’t automatically raise your interest rate. Get a better interest rate now with BankAmericard® credit card.
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Intro Balance Transfer APR
0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
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Intro Purchase APR
0% Introductory APR on purchases for 18 billing cycles
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Regular APR
14.49% – 24.49% Variable APR on purchases and balance transfers
Highlights
- Click “APPLY NOW” to apply online or call 800-483-4499
- 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.49% – 24.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No annual fee
- No penalty APR. Paying late won’t automatically raise your interest rate (APR). Other account pricing and terms apply
- Access your FICO® Score for free within Online Banking or your Mobile Banking app
See additional details for BankAmericard® credit card
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Rated 5/5 stars by our editorial team
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Your Rating:
4.5/5.0 from 150 Offer Ratings
Over the Past 60 Days!
(150)
Over the Past 60 Days!
Citi is the leader in long 0% intro interest periods. This card is perfect for people looking to get out of debt with intro APR 0% for 21 months on Balance Transfers. With this 0% intro APR, you can pay off your balance interest free for almost two years. If you have a big purchase, event or trip coming up, the Citi® Diamond Preferred® Card comes with an amazing 0% for 12 months on Purchases. That means you can take a full year to pay down your balance without worrying about interest piling up. Enjoy extra features that are usually only available on premium high-annual fee cards. Get free access to your FICO® score online. With Citi Entertainment?, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more. This card has $0 annual fee.
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Intro Purchase APR
0% for 12 months on Purchases
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Intro BT APR
0% for 21 months on Balance Transfers
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Regular Purchase APR
15.24% – 25.24% (Variable)
Highlights
- Click “APPLY NOW” to apply online or call 866-553-0847 TTY: Use Relay Service
- 0% Intro APR on balance transfers for 21 months from date of first transfer. After that, the variable APR will be 15.24% – 25.24%, based on your creditworthiness. All transfers must be completed in first 4 months.
- 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 15.24% – 25.24%, based on your creditworthiness.
- If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- Get free access to your FICO® score online.
- With Citi Entertainment℠, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
- Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
- The standard variable APR for Citi Flex Plan is 15.24% – 25.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
See additional details for Citi® Diamond Preferred® Card
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Rated 4/5 stars by our editorial team
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Your Rating:
3.9/5.0 from 420 Offer Ratings
(420)
This balance transfer card comes with a generous on-going cash-back rewards. Use that cash-back to pay down debt faster. The Chase Freedom Unlimited® offers a long 0% Intro APR for 15 months on balance transfers. Plus, you get flexibility with 0% Intro APR for 15 months on purchases. The standout features that sets this apart from some other low interest offers are the rich cash rewards with this 1.5% cash back offer. The balance transfer fee is 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5, then either $5 or 5% of the amount of each transfer, whichever is greater.. This is an enticing balance transfer offer, with a long 0% intro APR period. The cash-back gives you an extra boost and can help you reach your goal faster.
Highlights
- Click “APPLY NOW” to apply online
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn unlimited 1.5% cash back on all purchases.
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 – 25.24%.
- 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5
- No annual fee
- No minimum to redeem for cash back
- Cash Back rewards do not expire as long as your account is open
See additional details for Chase Freedom Unlimited®
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Rated 4.5/5 stars by our editorial team
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Your Rating:
4.0/5.0 from 139 Offer Ratings
Over the Past 60 Days!
(139)
Over the Past 60 Days!
True to its name, this card offers freedom from monthly interest charges for well over a year, with a surprising cash-back twist. Rely on Chase Freedom® for 0% intro apr on purchases for 15 months. Break free from high-interest debt with 0% intro apr on balance transfers for 15 months. Earn a $150 Bonus after spending $500 on purchases in your first 3 months from account opening. It gets even better. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories every 3 months. Unlimited 1% cash back on all other purchases. This card offers a winning combination of one of the highest rates of cash-back available on rotating categories, extended 0% intro interest and $0 annual fee.
Highlights
- Click “APPLY NOW” to apply online
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- Unlimited 1% cash back on all other purchases – it’s automatic
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 – 25.24%.
- 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
- No annual fee
- Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
- Free credit score, updated weekly with Credit Journey?
See additional details for Chase Freedom®
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Rated 5/5 stars by our editorial team
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Your Rating:
4.4/5.0 from 505 Offer Ratings
Over the Past 60 Days!
(505)
Over the Past 60 Days!
Drive away with long intro interest on both purchases and balance transfers with the
Bank of America® Cash Rewards credit card in your wallet. This card offers a sparkling combination of long intro interest, a big cash sign-up bonus and generous cash-back on things you buy every day. Hit the brakes on high-interest charges now. You could save hundreds of dollars in interest with 0% Introductory APR on purchases for 15 billing cycles. Pay down debt faster with 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days. Then 15.49% – 25.49% Variable APR. Enjoy a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. This groundbreaking offer lets you choose how you earn 3% cash back! Choose from gas, online shopping, dining, travel, drug stores and home improvement and furnishings. Earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, 1% on all other purchases. It’s hard to believe this fully loaded card comes with $0 annual fee.
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Intro Purchase APR
0% Introductory APR on purchases for 15 billing cycles
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Intro BT APR
0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
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Regular APR
15.49% – 25.49% Variable APR on purchases and balance transfers
Highlights
- Click “APPLY NOW” to apply online or call 800-716-6383
- No annual fee
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.49% – 25.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No expiration on rewards
- If you’re a Preferred Rewards member, you can earn 25% – 75% more cash back on every purchase
See additional details for Bank of America® Cash Rewards credit card – $200 Cash Rewards Offer
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Rated 4/5 stars by our editorial team
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Your Rating:
3.8/5.0 from 265 Offer Ratings
Over the Past 60 Days!
(265)
Over the Past 60 Days!
This is a top no-annual fee travel credit card that also gives you 0% intro on purchases for 12 months. If you have a big trip or purchase on the horizon, this means you can pay it off over a year without having to worry about interest charges piling up. Earn travel rewards fast with this card in your wallet. Start out with a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of account opening, equal to $200 in travel, while earning 1.25 miles per dollar on every purchase, every day. What’s best about this card? The miles you earn are good for any travel expense like airfare, hotel rooms, cruises and car rentals. Start earning unlimited miles on every purchase and enjoy 0% intro on purchases for 12 months now!
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Rewards Rate
1.25 Miles per dollar on every purchase, every day
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Intro Purchase APR
0% intro on purchases for 12 months
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Regular Purchase APR
13.74% – 23.74% (Variable)
Highlights
- Click “APPLY NOW” to apply online
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
- Earn 1.25X miles on every purchase, every day
- Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- Transfer your miles to over 12 leading travel loyalty programs
- Enjoy 0% intro APR on purchases for 12 months; 13.74% – 23.74% variable APR after that
See additional details for Capital One® VentureOne® Rewards Credit Card
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